Introduction
Have you seen messages like “Your order will arrive in 3 business days” or “Please wait 3 business days for processing”? Have you ever wondered what they really mean?
At first, it sounds simple. Many people think it means 3 days = 72 hours. But that’s not true. Business days count differently from calendar days. This change can greatly affect when your package, payment, or approval arrives.
In this guide, we will explain what 3 business days mean. We will show you how to count them, share real-life examples, and answer common questions. By the end, you will never be confused again.
What is a business day?
Before we figure out three business days, we need to understand what a business day actually is.
- Normal definition: A business day is any day that most businesses and banks are open.
- Usually, it’s Monday through Friday.
- Excluded: Weekends (Saturday and Sunday) and public holidays.
- Typical working hours: 9 a.m. to 5 p.m. (but this can vary).
So, if today is Monday, the next business day is Tuesday, and so on. If today is Friday, the next business day is Monday (unless Monday is a holiday).
👉 Key takeaway: A business day is not the same as a regular day. It skips weekends and holidays.
Business Day vs. Calendar Day
To avoid confusion, let’s compare the two:
Definitions
- Calendar Day: Every single day on the calendar, including weekends and holidays. Example: Friday, Saturday, and Sunday = three days.
- Business Day: Only working weekdays, usually Monday to Friday, excluding holidays. Example: Friday, Monday, and Tuesday = three days.
Key Points
So when someone says “3 days,” they might mean calendar days. But when they say “3 business days,” they mean working days only.
How long are three business days?
Now, the big question: how long are three business days?
The simple answer is:
- 3 business days = 3 weekdays (Monday–Friday), excluding weekends and holidays.
Example 1: Starting on Monday
- Day 1: Tuesday
- Day 2: Wednesday
- Day 3: Thursday 👉 3 business days from Monday = Thursday
2nd Example: Starting on Wednesday
- Day 1: Thursday
- Day 2: Friday
- Day 3: Monday 👉 3 business days from Wednesday = Monday
Example 3: Starting on Friday
- Day 1: Monday
- Day 2: Tuesday
- Day 3: Wednesday 👉 3 business days from Friday = Wednesday
Notice how weekends pause the count.
Is 3 business days always 72 hours?
A common mistake is thinking 3 business days = 72 hours (3 × 24). But that’s not correct.
Why? Because a business day is not a full 24 hours. It’s usually about 8 working hours (9 a.m. – 5 p.m.). Also, weekends and holidays do not count.
👉 For example: If you order something on Friday evening, “3 business days” might not mean you’ll get it on Monday evening. It could mean Wednesday or even later, depending on holidays and cut-off times.
Real-Life Scenarios: Counting 3 Business Days
Let’s look at real examples so you can see how it works.
Scenario 1: Online Shopping
You buy a product online on Monday morning. The store says, “Shipping takes three business days.”
- Day 1 = Tuesday
- Day 2 = Wednesday
- Day 3 = Thursday 👉 Your package should arrive on Thursday.
Scenario 2: Banking
You transfer money on Friday. The bank says it will take three business days to clear.
- Day 1 = Monday
- Day 2 = Tuesday
- Day 3 = Wednesday 👉 Funds should be available on Wednesday.
Scenario 3: Holiday Week
You submit a form on Wednesday, but Thursday is a national holiday.
- Day 1 = Friday
- Day 2 = Monday
- Day 3 = Tuesday 👉 Your form will be processed on Tuesday.
Special Cases That Change the Timing
Not all businesses count days the same way. Here are a few things that can affect how long three business days really are:
- Cut-off times
- If you place an order after 5 p.m., the count may start on the next business day.
- Example: Order Friday night → 3 business days start on Monday.
- Different weekends in some countries.
- In some places (like the Middle East), the weekend is Friday and Saturday, not Saturday and Sunday.
- This changes how you count business days.
- Public holidays
- Holidays like Christmas, New Year, or national days don’t count as business days.
- Example: If Christmas falls on a Tuesday, then Monday + Wednesday + Thursday = 3 business days.
- Industry differences
- Some businesses (like delivery services or retail stores) may count Saturdays as a business day.
- Always check the company’s policy.
Why does confusion happen?
Many people get confused because:
- They assume all days are the same (they’re not).
- They forget about weekends.
- They don’t check for holidays.
- They don’t know if the “count” starts today or tomorrow.
- Businesses don’t always explain clearly.
👉 Pro tip: Always ask “Do weekends and holidays count?” or “Does the count start today or the next day?”
Practical Tips to Calculate 3 Business Days

Here are easy ways to avoid mistakes:
- Manual Counting
- Start on the next working day.
- Skip weekends and holidays.
- Stop after three weekdays.
- Use an online calculator.
- Websites like TimeAndDate.com have business-day calculators.
- Enter the start date and the number of days.
- Use Excel or Google Sheets.
- Functions like WORKDAY or NETWORKDAYS help you calculate automatically.
- Example: =WORKDAY(start_date, 3)
- Check Company Policies
- Read the fine print (especially for shipping, returns, and banking).
FAQs About 3 Business Days
Q1: Is Saturday a business day?
Usually, no. But some businesses (like Amazon or couriers) may count it.
Q2: Do business days include the day of the order?
Not always. Many businesses start counting from the next business day.
Q3: Are three business days equal to seventy-two hours?
No. Business days are working days, not full calendar hours.
Q4: What happens if a holiday is between?
The holiday doesn’t count. Add one more day.
Q5: Can businesses define their own business days?
Yes. Some companies clearly state their definition (e.g., “Our business days are Monday through Saturday.”)
Conclusion: The Simple Rule of Three Business Days
So, how long are three business days?
- It usually means three weekdays (Monday–Friday), not counting weekends or holidays.
- It is not always seventy-two hours.
- The exact timing depends on where you live, the company policy, and whether holidays fall between.
👉 Final tip: Always check the start date, skip weekends and holidays, and look at the company’s terms. That way, you’ll never be surprised by delivery or processing delays again.
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